Insurance & Fees
Insurance coverage and self-pay fees
NH Psychiatry accepts many commercial insurance plans, New Hampshire Medicaid plans, and military-affiliated health plans. Self-pay is also available when appropriate. Medicare is not accepted.
Coverage
Using your insurance
NH Psychiatry participates with many insurance plans. Coverage and network status can vary by specific plan, employer group, product, and behavioral health benefit.
Before scheduling, patients should confirm that NH Psychiatry is in network with their specific plan and verify any copay, coinsurance, deductible, referral, or prior-authorization requirements.
Before scheduling, verify:
- Behavioral health benefits
- NH Psychiatry’s network status
- Copay, coinsurance, and deductible
- Referral requirements
- Prior authorization requirements
- Telehealth coverage, if applicable
Insurance
Accepted insurance plans
NH Psychiatry currently participates with many plans offered by the following insurers. Participation may vary by individual plan or product, so patients should confirm network status directly with their insurance company before scheduling.
Commercial & Employer Plans
-
Aetna
-
Anthem Blue Cross and Blue Shield
-
Cigna / Evernorth
-
Harvard Pilgrim Health Care
-
Tufts Health Plan / Tufts Health Freedom Plan
-
UnitedHealthcare / Optum
-
Ambetter
-
Humana
New Hampshire Medicaid
-
AmeriHealth Caritas New Hampshire
-
NH Healthy Families
-
WellSense Health Plan
Military-Affiliated Health Plans
-
TRICARE
-
Martin’s Point / US Family Health Plan
Insurance participation varies by plan. Listing an insurance company does not guarantee that NH Psychiatry participates with every plan or product offered by that insurer. Patients are responsible for confirming coverage and network status with their insurance company before receiving services.
Medicare is not accepted
NH Psychiatry does not accept Medicare.
If you have Medicare, including a Medicare Advantage plan, please contact the office before scheduling to determine whether services can be provided and what payment options, if any, are available.
Self-Pay
Self-pay fees
Self-pay is available for patients who do not have insurance, choose not to use insurance, or are receiving a service that is not submitted to insurance, when permitted.
Payment is due at the time of service unless other arrangements have been approved in advance.
Good Faith Estimates
Patients who are uninsured or who are not using insurance to pay for care may be entitled to receive a Good Faith Estimate of expected charges before receiving services.
Please contact the office if you would like additional information or a Good Faith Estimate.
Self-pay rates are subject to change. Additional fees may apply for forms, letters, record preparation, missed appointments, late cancellations, or other non-covered administrative services.
Coverage of Fees
What fees cover
Appointment fees cover the scheduled clinical visit and related documentation. They do not automatically include extensive forms, letters, disability paperwork, legal documentation, school accommodation packets, record preparation, or prolonged coordination outside the appointment.
Requests for forms or letters are reviewed case by case and completed only when clinically appropriate. Additional fees may apply.
Attendance
Missed appointments and late cancellations
Appointments must be canceled or rescheduled with appropriate advance notice. Late cancellations and missed appointments may result in a fee that is not billed to insurance and is the patient’s responsibility unless prohibited by law, regulation, or payer contract.
Repeated missed appointments may affect scheduling availability, refill requests, and continuation of care when clinically and legally appropriate.
Responsibility
Patient responsibility
Patients are responsible for keeping insurance information current, notifying the office of insurance changes, understanding their benefits, and paying any copays, deductibles, coinsurance, or non-covered fees.
Medication refills may require an appointment, especially for controlled substances, medication changes, overdue follow-up, or safety concerns.
Getting Started
Before requesting an appointment
-
Confirm your plan
Contact your insurance company to verify behavioral health benefits and network status.
-
Review Medicare and self-pay information
Medicare is not accepted. Self-pay options are available only for appropriate non-Medicare patients.
-
Request an appointment
Submit an appointment request online once you understand your coverage and expected costs.
Questions about coverage or cost?
Your insurance company is the best source for information about your individual benefits and out-of-pocket costs. For questions about NH Psychiatry’s participation with a particular plan or our self-pay fees, please contact the office.